How To Save Money

Since the price of life had just increased (like about 40%). I had compiled up or rather saw someone did it and wanted to share with all of you out there. So here goes:-

Shopping

- prepare a shopping list

- buy in bulk, but be sure to check if it is really cheaper than buying in individuals items

- avoid snacking during shopping trips;

bring your own water when shopping to avoid buying drinks when you shop

Food

- it's time to put your cooking skills to the test. A home cooked meal prepared with love sure beats gourmet dinning at five-stars restaurants

- economy rice is called 'economy' for a reason. Plus, there's no service or government tax imposed

- bring your own water when eating out if it is possible

- cut down on snacks, it's good for your wallet and your health

Transport

- opt for public transport such as buses, Monorail, LRT or even KTM when situation allows.

- plan your journey and time to avoid getting stuck in traffic jams

- cycle or walk to nearby destinations, it's good for your health too

- carpool with friends and colleagues or in my case gym-mates

Entertainment

- Movies, find out which cinemas offer cheaper rates and take advantage of special offers (such as cheaper tickets for women in Wednesday at some cinemas), students and senior citizen discounts.

- swap DVDs and VCDs with friends, so you can enjoy your favourite movies without burning a hole in your pocket.

- instead of buying DVDs, check out free-to-air TV, which gives pay TV a run for its money with their interesting programmes.

Others

- keep track of your spending. Set a budget and stick to it

- do not overfeed your pet (this goes to your bf/gf). Too many treats could cause obesity.

Well I hope that some of the suggestions above do help you in some way or gives you some ideas how to save and cut down on your spending.